The Campbell–Maric Group
Tools & resources.
Everything you need to make a confident, informed real estate decision in Ottawa. Free tools, guides, and local market context.
Ottawa planning tool / 01
Know the numbers.
Run the first version of your mortgage and closing-cost estimate. The detail is here so your next conversation can be useful from the start.
CMHC insurance
The premium is added to the mortgage; the 8% provincial sales tax on it is due at closing.
30-year insured amortization is limited to first-time buyers and new builds, with a 0.20% premium surcharge.
With 20% or more down, no mortgage default insurance is required.
Purchases of $1.5 million or more need at least 20% down; default insurance is not available.
Monthly breakdown
Closing costs
Over 25 yrs
Send yourself the starting point.
We will open a pre-filled note to our team. It is a conversation starter, not a lending approval.
Email my resultsIllustrative estimates only. Rates, lender terms, eligibility, taxes, fees, and insurance vary. Fixed-rate payments use semi-annual compounding, as Canadian mortgages do. Confirm any consequential decision with a licensed mortgage professional.
Market intelligence / 02
Read the signal. Skip the noise.
Explore a transparent, dated snapshot of Ottawa activity, community heat, suburb comparisons, and Ontario context. The numbers are a starting point, not a substitute for a personal market read.
Guides / 03
Guides built for Ottawa.
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01 · Buyers
Ottawa Buyer’s Guide
From getting pre-approved to closing day. Everything a buyer needs to know about purchasing a home in Ottawa, including what to expect at every step, closing costs, and how to navigate a competitive offer.
Read the guide -
02 · Sellers
Ottawa Seller’s Guide
How to price, prepare, and market your Ottawa home in 2026. Includes our pre-listing checklist, what buyers are looking for this year, and our approach to getting you the best possible outcome.
Read the guide -
03 · New construction
New Build Buyer’s Guide
Buying a new-construction home in Ottawa works differently than resale. This guide covers deposits, PDI inspections, Tarion warranty protection, development charges, and the 2026 Ontario HST removal.
Read the guide -
04 · Checklist
10 Questions to Ask a REALTOR®
A printable interview checklist for choosing a buyer’s agent in Ottawa: ten questions, what good answers sound like, the red flags, and a scorecard to compare up to three agents.
Open the checklist -
05 · Relocation
Moving to Ottawa
Choosing a neighbourhood from a distance, Ottawa or Gatineau, schools in English and French, military and federal moves, buying before you arrive, and getting set up.
Read the guide -
06 · Planner
First-Time Buyer Budget Planner
Five steps from savings to keys: your down payment (FHSA and Home Buyers’ Plan), the stress test, closing costs, your monthly budget and first-year costs. Use it online or download the spreadsheet.
Open the planner
Opens your email app with a request to the team.
Market intelligence / 04
Stay current on Ottawa.
- 01Market UpdatesOntario Just Removed the HST on New Homes. Here's the Part Most Buyers Are Missing.
- 02Seller TipsHow to Price Your Home to Sell in the 2026 Ottawa Market
- 03Buyer TipsWhat to Expect on Closing Day in Ottawa: A Complete Guide for Buyers (2026)
- 04Buyer TipsFirst-Time Home Buyer Guide Canada 2026
26 communities / 05
Ottawa neighbourhood guides.
Detailed profiles of every major Ottawa neighbourhood: local rhythm, school and transit context, price trends, and nearby amenities.
Our network / 06
Trusted referrals.
We have built relationships with service providers across Ottawa. Ask us and we will connect you with someone we trust for your situation.
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Mortgage & financing
Ottawa mortgage professionals who can explain your options, get you pre-approved, and find the right rate for your situation.
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Home insurance
Coverage tailored to your Ottawa home, whether you’re buying, selling, or already settled in.
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Moving & storage
Reliable local movers and storage, whether you’re crossing the city or relocating from out of town.
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Interior design & renovation
Designers and contractors who can help you settle in, refresh, or renovate with confidence.
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Home maintenance & repair
Skilled tradespeople and service providers you can actually count on.
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Legal & title
Real estate lawyers who handle your transaction with care, from reviewing agreements to closing day.
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Home inspection
Qualified inspectors who give you a clear, honest picture of the property before you commit.
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Cleaning & staging
Professional cleaners and stagers who help Ottawa homes show their best.
Ready when you are
Let’s talk about your move.
The numbers are a starting point. We’ll give you a personalized read on what this market means for your situation. No pressure, no obligation.