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Frequently Asked Questions

Real Answers for Real People — from The Campbell-Maric Group

Buying a Home

The first step is getting pre-approved for a mortgage. This gives you a clear idea of your buying power and shows sellers you’re serious. We’ll connect you with trusted mortgage partners who’ll walk you through everything — even if you're just exploring. Getting this done early sets the tone for a smooth, confident buying experience.


Next step: Book a 15-minute intro call — we’ll help you map out your strategy from day one.

Timing depends on more than just the market — it’s about your goals, lifestyle, and finances. We walk you through current interest rates, Ottawa trends, and resale vs. pre-construction pros and cons. We've helped clients buy at all stages of the cycle — it's not just about timing the market, it's about timing your life right.


Curious what’s happening in your price range? Let’s run a no-pressure property match.

Resale homes often offer more character, established neighbourhoods, and faster closings. New builds bring energy efficiency, builder incentives, and customization. We help clients explore both — and often land great deals on newer resale homes that combine the best of both worlds. We’ll even review builder contracts to protect you.


Ask us about current incentives or early-access pre-construction projects in Ottawa.

Beyond your down payment, you’ll want to plan for land transfer tax, legal fees, inspections, title insurance, and adjustments. Some buyers also need CMHC insurance or utility setup fees. We provide a full breakdown early so there are no surprises — ever.


Need a closing cost checklist? We’ve got one ready for you.

You’re not required to — but having a Realtor means having someone in your corner for strategy, negotiation, and guidance. In most cases, our services are paid for by the seller, so you get full representation at no cost. We protect your interests, not the builder’s or seller’s.


Looking at a builder or private listing? Let us review the fine print before you commit.

Selling a Home

We’ll give you a detailed market evaluation based on recent comparable sales, your property’s condition, and current buyer demand. No generic online calculators — we factor in what really matters. Sometimes, a small upgrade can mean a big return. We’ll show you exactly where you stand.


Book a free home evaluation — no pressure, just real insight.

In a balanced market, homes can sell in 15–30 days if priced right. In a hot market, it can be quicker. In slower markets, we focus on strategy: pricing, presentation, and timing. We’ve sold homes in one weekend and helped clients navigate longer timelines — it all comes down to smart prep.


Curious what buyers are paying in your neighbourhood? Ask for a market snapshot.

Start with a deep clean and declutter. Then we’ll walk through the home and recommend small upgrades that bring real value — from paint to staging. We work with trusted pros to handle everything from photos to home prep, so your home shines online and in person.


Ask for our “Ready to List” prep checklist to get started.

Typical costs include Realtor commission, legal fees, and possibly staging or repairs. We’re transparent from day one so you know what to expect — and we often help sellers negotiate a higher price that offsets these costs completely.


Want a net sheet estimate based on your home? Let’s put one together.

Yes, and we help clients do it every week. The key is timing — understanding market conditions, financing options, and how to align your move. We’ll help you plan whether to sell first, buy first, or coordinate both so you’re never stuck between homes.


Not sure where to start? Let’s build a custom buy/sell timeline around your goals.

Relocating to Ottawa

Absolutely. From virtual showings to remote closings, we’ve helped families relocate from across Canada and beyond. We’ll introduce you to local communities, schools, and hidden gem neighbourhoods that match your lifestyle. Plus, we handle the logistics so you can focus on the move itself.


Ask us for our Relocation Starter Guide and a personal area breakdown.

It depends on your lifestyle. Kanata, Barrhaven, Orleans, and Westboro all offer great schools, parks, and amenities. We take the time to understand your needs — commute time, school zones, walkability — and match you to the right neighbourhood.


Let’s chat about your family’s lifestyle — and we’ll recommend three areas to explore.

Real Estate Investing

Yes — Ottawa consistently ranks among Canada’s most stable and profitable markets. With strong rental demand, government employment, and long-term growth, it’s ideal for buy-and-hold investors and flippers alike. We help clients build long-term wealth through smart property choices.


Looking for your first investment or next flip? Let’s run the numbers together.

All the time. From analyzing cash flow to sourcing off-market properties, we offer full investor services. Whether it’s your first duplex or a multi-unit flip, we guide your decisions with data and experience.


Ask about our “Investor First Look” list for exclusive opportunities.

Lower deposit structures, price appreciation before closing, and builder incentives can make pre-con attractive — especially for long-term investors. But not all projects are created equal. We’ll help you assess builder reputations, timelines, and assignment potential.


Want to know what’s launching soon? We have early access on several projects.

General Questions

Yes — and we love it. We take the time to explain everything, from mortgage pre-approval to closing day. No pressure, no jargon — just step-by-step support with real talk and full transparency.


If you’re feeling overwhelmed, you’re not alone. We’ll walk you through it all.

You get more than a Realtor — you get a strategy partner, a support system, and a full-service experience. We connect you with lawyers, brokers, inspectors, and movers, and stay involved every step of the way. Our goal is to make you feel like you’re our only client.


Let’s build a game plan around your goals — and get moving at your pace.

Start with a chat — 15–30 minutes to understand your needs, no pressure. We’ll answer your questions, recommend next steps, and see if we’re the right fit. From there, we can build a custom plan or simply keep the conversation going.


Book a call or send us a message — your next move starts here.

Experience the Difference

We’re redefining real estate service in Ottawa. Our client-centered approach, in-depth market knowledge, and commitment to excellence ensure that every real estate journey is a success. Work with us and experience the difference that dedicated professionals make.

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